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Cards that aren't strictly cash back cards have also been included to increase your options.
These cards allow you to convert your points to cash, statement credits, or investments in some way. ,000 in annual spending works out to ,083 in monthly spending which is achievable for a typical Canadian family funneling most of their spending through their credit card.
Sign up bonuses are NOT included in these numbers, so that will be an extra perk for you.2.
0,000 in annual spending works out to ,333 in monthly spending which is too high for most families.
Apply Now As the only no fee World Elite Mastercard in Canada, this card is really popular among shoppers of Superstore and other Loblaw owned grocery stores that issue PC Points. You get 30 points per dollar spent on your grocery purchases in any of those stores which is the same as a 3% return on your spending - better than the 1% you'd normally get with a no fee cash back credit card.
I've broken down the top cards by popular features to help you choose the one that is the best fit for you.
The best way to get the most money with no fee cash back cards is to split your spending across multiple cards.
Fees suck and you may even be worried that paying the fee will pressure you to overspend.
If that's you, then this no fee cash back card analysis is just what you need.